/* GFMGCo - Global Finance & Management Company */
/* Custom CSS based on original site design */

/* ========== CSS VARIABLES ========== */
:root {
    --primary-navy: #1a365d;
    --primary-navy-dark: #0b1220;
    --primary-navy-light: #2d4a75;
    --accent-gold: #d4af37;
    --accent-gold-dark: #b89730;
    --accent-gold-light: #e8c547;
    --text-white: #ffffff;
    --text-gray-100: #f7fafc;
    --text-gray-200: #e2e8f0;
    --text-gray-300: #cbd5e0;
    --text-gray-400: #a0aec0;
    --text-gray-500: #718096;
    --text-gray-600: #4a5568;
    --text-gray-700: #2d3748;
    --text-gray-800: #1a202c;
    --text-gray-900: #171923;
    --indigo-accent: #4f46e5;
    --indigo-dark: #4338ca;
    --border-light: #e2e8f0;
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    --radius: 0.5rem;
    --transition-fast: 150ms;
    --transition-base: 300ms;
    --transition-slow: 500ms;
}

/* ========== RESET & BASE ========== */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
    -moz-tab-size: 4;
    tab-size: 4;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.5;
    color: var(--text-gray-800);
    background-color: #ffffff;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a {
    color: inherit;
    text-decoration: none;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul, ol {
    list-style: none;
}

/* ========== UTILITY CLASSES ========== */
.container {
    width: 100%;
    max-width: 1400px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 1rem;
    padding-right: 1rem;
}

@media (min-width: 1024px) {
    .container {
        padding-left: 2rem;
        padding-right: 2rem;
    }
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border-width: 0;
}

/* ========== NAVIGATION ========== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 50;
    background-color: var(--primary-navy);
    border-bottom: 1px solid rgba(212, 175, 55, 0.2);
    backdrop-filter: blur(4px);
    transition: all var(--transition-base) ease;
}

.navbar-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.navbar-logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.navbar-logo-img {
    background: white;
    border-radius: 0.375rem;
    padding: 0.375rem;
    box-shadow: var(--shadow-sm);
}

.navbar-logo-img img {
    height: 32px;
    width: auto;
}

.navbar-menu {
    display: none;
}

@media (min-width: 768px) {
    .navbar-menu {
        display: flex;
        align-items: center;
        gap: 0.25rem;
    }
}

.nav-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    white-space: nowrap;
    border-radius: 0.375rem;
    font-size: 0.875rem;
    font-weight: 500;
    padding: 0.5rem 1rem;
    color: var(--text-white);
    transition: all var(--transition-base) ease;
}

.nav-link:hover {
    color: var(--accent-gold);
    background-color: rgba(255, 255, 255, 0.1);
}

.nav-link.active {
    color: var(--accent-gold);
}

.navbar-cta {
    display: none;
}

@media (min-width: 1024px) {
    .navbar-cta {
        display: block;
    }
}

.btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    white-space: nowrap;
    border-radius: 0.375rem;
    font-size: 0.875rem;
    font-weight: 600;
    padding: 0.5rem 1rem;
    background-color: var(--accent-gold);
    color: var(--primary-navy);
    box-shadow: var(--shadow-sm);
    transition: all var(--transition-base) ease;
}

.btn-primary:hover {
    background-color: var(--accent-gold-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-primary svg {
    width: 1rem;
    height: 1rem;
    margin-left: 0.25rem;
    transition: transform var(--transition-base);
}

.btn-primary:hover svg {
    transform: translateX(4px);
}

.mobile-menu-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 0.375rem;
    color: var(--text-white);
    transition: all var(--transition-base);
}

.mobile-menu-btn:hover {
    color: var(--accent-gold);
    background-color: rgba(255, 255, 255, 0.1);
}

@media (min-width: 768px) {
    .mobile-menu-btn {
        display: none;
    }
}

/* Mobile Menu Overlay */
.mobile-menu {
    position: fixed;
    top: 80px;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: var(--primary-navy);
    z-index: 49;
    padding: 2rem;
    transform: translateX(100%);
    transition: transform var(--transition-base) ease;
    overflow-y: auto;
}

.mobile-menu.open {
    transform: translateX(0);
}

.mobile-menu .nav-link {
    display: block;
    padding: 1rem;
    font-size: 1.125rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

/* ========== HERO SECTION ========== */
.hero {
    position: relative;
    height: 100vh;
    min-height: 600px;
    overflow: hidden;
    display: flex;
    align-items: center;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom right, rgba(11, 18, 32, 0.95), rgba(11, 18, 32, 0.9), rgba(11, 18, 32, 0.85));
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 10;
    width: 100%;
    padding-top: 80px;
}

.hero-inner {
    max-width: 896px;
    text-align: left;
    padding-top: 6rem;
}

@media (min-width: 768px) {
    .hero-inner {
        padding-top: 10rem;
    }
}

.hero-title {
    font-size: 2.25rem;
    font-weight: 700;
    color: var(--text-white);
    margin-bottom: 1.5rem;
    line-height: 1.2;
    letter-spacing: -0.025em;
}

@media (min-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }
}

.hero-title-accent {
    color: var(--indigo-accent);
}

.hero-subtitle {
    font-size: 1.125rem;
    color: var(--text-gray-200);
    margin-bottom: 2rem;
    max-width: 672px;
    line-height: 1.625;
}

@media (min-width: 768px) {
    .hero-subtitle {
        font-size: 1.25rem;
    }
}

.hero-buttons {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

@media (min-width: 640px) {
    .hero-buttons {
        flex-direction: row;
    }
}

.btn-hero-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 1rem;
    font-weight: 700;
    padding: 1.25rem 1.75rem;
    background-color: var(--indigo-accent);
    color: var(--text-white);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
}

.btn-hero-primary:hover {
    background-color: var(--indigo-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-hero-primary svg {
    width: 1.25rem;
    height: 1.25rem;
    margin-left: 0.5rem;
    transition: transform var(--transition-base);
}

.btn-hero-primary:hover svg {
    transform: translateX(4px);
}

.btn-hero-outline {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 1rem;
    font-weight: 500;
    padding: 1.25rem 1.75rem;
    border: 2px solid var(--text-white);
    color: var(--text-white);
    background: transparent;
    transition: all var(--transition-base);
}

.btn-hero-outline:hover {
    background-color: var(--text-white);
    color: var(--primary-navy-dark);
}

/* Hero Slider Dots */
.hero-dots {
    position: absolute;
    bottom: 1.5rem;
    left: 50%;
    transform: translateX(-50%);
    z-index: 20;
    display: flex;
    gap: 0.5rem;
}

.hero-dot {
    width: 10px;
    height: 10px;
    border-radius: 9999px;
    background-color: rgba(255, 255, 255, 0.6);
    border: none;
    cursor: pointer;
    transition: all var(--transition-base);
}

.hero-dot:hover {
    background-color: var(--text-white);
}

.hero-dot.active {
    background-color: var(--indigo-accent);
    width: 24px;
}

/* ========== STATS BAR ========== */
.stats-bar {
    padding: 3rem 0;
    background-color: #ffffff;
    border-bottom: 1px solid var(--border-light);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    text-align: center;
}

@media (min-width: 768px) {
    .stats-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

.stat-number {
    font-size: 1.875rem;
    font-weight: 700;
    color: var(--indigo-accent);
    margin-bottom: 0.25rem;
}

@media (min-width: 768px) {
    .stat-number {
        font-size: 2.25rem;
    }
}

.stat-label {
    font-size: 0.875rem;
    color: var(--text-gray-600);
}

/* ========== ABOUT SECTION ========== */
.section-about {
    padding: 6rem 0;
    background-color: var(--text-gray-100);
}

@media (min-width: 768px) {
    .section-about {
        padding: 6rem 0;
    }
}

.section-header {
    text-align: center;
    max-width: 896px;
    margin: 0 auto 5rem;
}

.section-title {
    font-size: 2.25rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

@media (min-width: 768px) {
    .section-title {
        font-size: 3rem;
    }
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--text-gray-600);
    line-height: 1.625;
}

@media (min-width: 768px) {
    .section-subtitle {
        font-size: 1.25rem;
    }
}

.about-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
}

@media (min-width: 768px) {
    .about-cards {
        grid-template-columns: repeat(3, 1fr);
    }
}

.about-card {
    background-color: #ffffff;
    padding: 2rem;
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    transition: all var(--transition-base);
}

.about-card:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-8px);
}

.about-card-icon {
    width: 48px;
    height: 48px;
    color: var(--accent-gold);
    margin-bottom: 1rem;
}

.about-card-number {
    font-size: 1.875rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 0.5rem;
}

.about-card-label {
    color: var(--text-gray-600);
}

/* ========== SERVICES SECTION ========== */
.section-services {
    padding: 6rem 0;
    background-color: #ffffff;
}

.services-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
}

@media (min-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.service-card {
    position: relative;
    background: linear-gradient(to bottom right, var(--text-gray-100), #ffffff);
    padding: 2rem;
    border-radius: 0.75rem;
    border: 2px solid var(--border-light);
    transition: all var(--transition-slow);
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom right, rgba(212, 175, 55, 0.05), transparent);
    opacity: 0;
    transition: opacity var(--transition-slow);
    border-radius: inherit;
}

.service-card:hover {
    border-color: var(--accent-gold);
    box-shadow: var(--shadow-2xl);
}

.service-card:hover::before {
    opacity: 1;
}

.service-card-content {
    position: relative;
    z-index: 1;
}

.service-icon-box {
    width: 64px;
    height: 64px;
    background-color: var(--primary-navy);
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    transition: background-color var(--transition-base);
}

.service-card:hover .service-icon-box {
    background-color: var(--accent-gold);
}

.service-icon-box svg {
    width: 32px;
    height: 32px;
    color: var(--text-white);
}

.service-card-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 1rem;
    transition: color var(--transition-base);
}

.service-card:hover .service-card-title {
    color: var(--accent-gold);
}

.service-card-desc {
    color: var(--text-gray-600);
    margin-bottom: 1.5rem;
    line-height: 1.625;
}

.service-features {
    margin-bottom: 1.5rem;
}

.service-feature {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--text-gray-700);
    font-size: 0.875rem;
    margin-bottom: 0.5rem;
}

.service-feature svg {
    width: 16px;
    height: 16px;
    color: var(--accent-gold);
    flex-shrink: 0;
}

.service-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--primary-navy);
    transition: color var(--transition-base);
}

.service-card:hover .service-link {
    color: var(--accent-gold);
}

.service-link svg {
    width: 16px;
    height: 16px;
    margin-left: 0.25rem;
    transition: transform var(--transition-base);
}

.service-link:hover svg {
    transform: translateX(4px);
}

/* ========== INSIGHTS SECTION ========== */
.section-insights {
    position: relative;
    padding: 6rem 0;
    background-color: var(--primary-navy);
    overflow: hidden;
}

.section-insights::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: url('images/global-network.jpg');
    background-size: cover;
    background-position: center;
    opacity: 0.1;
}

.insights-header {
    position: relative;
    z-index: 1;
    text-align: center;
    margin-bottom: 4rem;
}

.insights-header .section-title {
    color: var(--text-white);
}

.insights-header .section-subtitle {
    color: var(--text-gray-300);
}

.insights-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
    max-width: 1024px;
    margin: 0 auto;
}

@media (min-width: 768px) {
    .insights-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.insight-card {
    background-color: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(4px);
    padding: 1.5rem;
    border-radius: 0.5rem;
    border: 1px solid rgba(255, 255, 255, 0.2);
    cursor: pointer;
    transition: all var(--transition-base);
}

.insight-card:hover {
    background-color: rgba(255, 255, 255, 0.2);
}

.insight-tag {
    color: var(--accent-gold);
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.insight-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-white);
    margin-top: 0.75rem;
    margin-bottom: 0.75rem;
    transition: color var(--transition-base);
}

.insight-card:hover .insight-title {
    color: var(--accent-gold);
}

.insight-desc {
    color: var(--text-gray-300);
    margin-bottom: 1rem;
}

.insight-link {
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--accent-gold);
    transition: color var(--transition-base);
}

.insight-link:hover {
    color: var(--text-white);
}

.insight-link svg {
    width: 16px;
    height: 16px;
    margin-left: 0.25rem;
}

/* ========== CONTACT / LOCATIONS SECTION ========== */
.section-contact {
    padding: 6rem 0;
    background-color: #ffffff;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 3rem;
    align-items: center;
}

@media (min-width: 1024px) {
    .contact-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.contact-image img {
    border-radius: 0.75rem;
    box-shadow: var(--shadow-2xl);
    width: 100%;
    height: auto;
    object-fit: cover;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.contact-card {
    background: linear-gradient(to bottom right, var(--primary-navy), var(--primary-navy-light));
    padding: 2rem;
    border-radius: 0.75rem;
    color: var(--text-white);
}

.contact-card-header {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1rem;
}

.contact-icon {
    width: 48px;
    height: 48px;
    background-color: var(--accent-gold);
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-icon svg {
    width: 24px;
    height: 24px;
    color: var(--primary-navy);
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.contact-detail {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--accent-gold);
    font-size: 0.875rem;
}

.contact-detail svg {
    width: 16px;
    height: 16px;
}

.contact-detail a {
    color: var(--accent-gold);
    transition: color var(--transition-base);
}

.contact-detail a:hover {
    color: var(--text-white);
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
}

.location-card {
    background-color: var(--text-gray-100);
    padding: 1rem;
    border-radius: 0.5rem;
    border: 1px solid var(--border-light);
    transition: all var(--transition-base);
}

.location-card:hover {
    border-color: var(--accent-gold);
    box-shadow: var(--shadow-lg);
}

.location-card svg {
    width: 24px;
    height: 24px;
    color: var(--accent-gold);
    margin-bottom: 0.5rem;
}

.location-name {
    font-weight: 700;
    color: var(--primary-navy);
    font-size: 0.875rem;
}

.location-country {
    font-size: 0.75rem;
    color: var(--text-gray-600);
}

/* ========== FOOTER ========== */
.footer {
    background-color: var(--primary-navy);
    color: var(--text-white);
    padding: 3rem 0;
}

.footer-mobile {
    display: block;
    text-align: center;
}

@media (min-width: 768px) {
    .footer-mobile {
        display: none;
    }
}

.footer-desktop {
    display: none;
}

@media (min-width: 768px) {
    .footer-desktop {
        display: block;
    }
}

.footer-logo {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
}

.footer-logo-img {
    background: white;
    border-radius: 0.375rem;
    padding: 0.375rem;
    box-shadow: var(--shadow-sm);
}

.footer-logo-img img {
    height: 32px;
    width: auto;
}

.footer-tagline {
    color: var(--text-gray-400);
    font-size: 0.875rem;
    margin-bottom: 1.5rem;
}

.footer-social {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.social-btn {
    width: 40px;
    height: 40px;
    background-color: rgba(255, 255, 255, 0.1);
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all var(--transition-base);
}

.social-btn:hover {
    background-color: var(--accent-gold);
}

.social-btn svg {
    width: 20px;
    height: 20px;
    color: var(--text-gray-400);
    transition: color var(--transition-base);
}

.social-btn:hover svg {
    color: var(--primary-navy);
}

.footer-divider {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 1.5rem;
}

.footer-copyright {
    color: var(--text-gray-400);
    font-size: 0.875rem;
    text-align: center;
}

/* Desktop Footer */
.footer-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
    margin-bottom: 2rem;
}

@media (min-width: 768px) {
    .footer-grid {
        grid-template-columns: 2fr 1fr 1fr 1fr;
    }
}

.footer-brand {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.footer-brand-text h4 {
    font-weight: 700;
    font-size: 1.125rem;
}

.footer-brand-text p {
    font-size: 0.75rem;
    color: var(--accent-gold);
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.footer-desc {
    color: var(--text-gray-400);
    font-size: 0.875rem;
    line-height: 1.625;
}

.footer-column h5 {
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--accent-gold);
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.footer-links a {
    color: var(--text-gray-400);
    font-size: 0.875rem;
    transition: color var(--transition-base);
}

.footer-links a:hover {
    color: var(--text-white);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 2rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
}

@media (min-width: 768px) {
    .footer-bottom {
        flex-direction: row;
        justify-content: space-between;
    }
}

.footer-bottom p {
    color: var(--text-gray-400);
    font-size: 0.875rem;
}

/* ========== ANIMATIONS ========== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideIn {
    from {
        opacity: 0;
        transform: translateX(-20px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.animate-fade-in-up {
    animation: fadeInUp 0.8s ease-out forwards;
}

.animate-fade-in {
    animation: fadeIn 0.6s ease-out forwards;
}

.animate-slide-in {
    animation: slideIn 0.6s ease-out forwards;
}

.delay-100 { animation-delay: 0.1s; }
.delay-200 { animation-delay: 0.2s; }
.delay-300 { animation-delay: 0.3s; }
.delay-400 { animation-delay: 0.4s; }
.delay-500 { animation-delay: 0.5s; }

/* Scroll reveal */
.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.8s ease-out;
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ========== SCROLLBAR ========== */
::-webkit-scrollbar {
    width: 8px;
}

::-webkit-scrollbar-track {
    background: var(--text-gray-100);
}

::-webkit-scrollbar-thumb {
    background: var(--primary-navy);
    border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
    background: var(--primary-navy-light);
}

/* ========== RESPONSIVE UTILITIES ========== */
@media (max-width: 767px) {
    .section-title {
        font-size: 1.875rem;
    }

    .hero-title {
        font-size: 1.875rem;
    }

    .about-card {
        padding: 1.5rem;
    }

    .service-card {
        padding: 1.5rem;
    }
}

/* ========== LOADING STATES ========== */
.skeleton {
    background: linear-gradient(90deg, var(--text-gray-100) 25%, var(--text-gray-200) 50%, var(--text-gray-100) 75%);
    background-size: 200% 100%;
    animation: skeleton-loading 1.5s infinite;
}

@keyframes skeleton-loading {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
}

/* ========== ACCESSIBILITY ========== */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

:focus-visible {
    outline: 2px solid var(--accent-gold);
    outline-offset: 2px;
}

/* ========== PRINT STYLES ========== */
@media print {
    .navbar,
    .hero-dots,
    .mobile-menu-btn,
    .footer-social,
    .btn-primary {
        display: none !important;
    }

    .hero {
        height: auto;
        min-height: auto;
        padding: 2rem 0;
    }

    body {
        color: #000;
        background: #fff;
    }
}

/* ========== SUB-PAGE STYLES (Sustainability, Investment-Loans, etc.) ========== */
/* ========== SUB-PAGE HERO (Investment, Sustainability, etc.) ========== */
.hero-sub {
    position: relative;
    height: 380px;
    display: flex;
    align-items: center;
    margin-top: 80px;
    overflow: hidden;
}

.hero-sub .hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-sub .hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-sub .hero-overlay {
    position: absolute;
    inset: 0;
    background: rgba(26, 54, 93, 0.6);
    z-index: 1;
}

.hero-sub .hero-content {
    position: relative;
    z-index: 10;
    width: 100%;
    padding-top: 0;
}

.hero-sub .hero-inner {
    max-width: 800px;
    text-align: left;
    padding-top: 0;
}

.hero-sub .hero-title {
    font-size: 2.25rem;
    margin-bottom: 1rem;
}

@media (min-width: 768px) {
    .hero-sub .hero-title {
        font-size: 3rem;
    }
}

.hero-sub .hero-subtitle {
    font-size: 1rem;
    max-width: 600px;
}

/* Hero buttons for sub-pages */
.btn-gold {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 1rem;
    font-weight: 700;
    padding: 1.25rem 1.75rem;
    background-color: var(--accent-gold);
    color: var(--primary-navy-dark);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
}

.btn-gold:hover {
    background-color: var(--accent-gold-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-gold svg {
    width: 1.25rem;
    height: 1.25rem;
    margin-left: 0.5rem;
    transition: transform var(--transition-base);
}

.btn-gold:hover svg {
    transform: translateX(4px);
}

.btn-outline-white {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 1rem;
    font-weight: 500;
    padding: 1.25rem 1.75rem;
    border: 2px solid var(--text-white);
    color: var(--text-white);
    background: transparent;
    transition: all var(--transition-base);
}

.btn-outline-white:hover {
    background-color: var(--text-white);
    color: var(--primary-navy-dark);
}

.btn-outline-white svg {
    width: 1.25rem;
    height: 1.25rem;
    margin-left: 0.5rem;
    transition: transform var(--transition-base);
}

.btn-outline-white:hover svg {
    transform: translateX(4px);
}

/* ========== DUAL CARDS (Sustainability page) ========== */
.dual-cards {
    padding: 4rem 0;
    background: linear-gradient(180deg, #ffffff 0%, var(--text-gray-100) 100%);
}

.dual-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
}

@media (min-width: 1024px) {
    .dual-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.dual-card {
    background: #ffffff;
    border-radius: 0.75rem;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border-light);
    transition: all var(--transition-base);
}

.dual-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-2xl);
}

.dual-card-image {
    height: 240px;
    overflow: hidden;
}

.dual-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.dual-card:hover .dual-card-image img {
    transform: scale(1.05);
}

.dual-card-content {
    padding: 2rem;
}

.dual-card-content .section-title {
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
    color: var(--primary-navy);
}

.feature-list {
    margin-bottom: 1.5rem;
}

.feature-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: 1rem 0;
    border-bottom: 1px solid var(--text-gray-100);
}

.feature-item:last-child {
    border-bottom: none;
}

.feature-icon {
    width: 40px;
    height: 40px;
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    flex-shrink: 0;
}

.feature-icon.green { background-color: #dcfce7; }
.feature-icon.blue { background-color: #dbeafe; }
.feature-icon.purple { background-color: #f3e8ff; }
.feature-icon.gold { background-color: #fef3c7; }
.feature-icon.gray { background-color: var(--text-gray-100); }

.feature-text h4 {
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 0.25rem;
    color: var(--text-gray-800);
}

.feature-text p {
    font-size: 0.875rem;
    color: var(--text-gray-500);
    line-height: 1.5;
}

.deep-dive-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--primary-navy);
    font-weight: 600;
    font-size: 0.875rem;
    transition: all var(--transition-base);
}

.deep-dive-link:hover {
    color: var(--accent-gold);
    gap: 0.75rem;
}

.deep-dive-link svg {
    width: 1rem;
    height: 1rem;
    transition: transform var(--transition-base);
}

.deep-dive-link:hover svg {
    transform: translateX(4px);
}

.dual-card-actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.btn-navy {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 0.875rem;
    font-weight: 600;
    padding: 0.75rem 1.5rem;
    background-color: var(--primary-navy);
    color: var(--text-white);
    transition: all var(--transition-base);
}

.btn-navy:hover {
    background-color: var(--primary-navy-light);
    transform: translateY(-2px);
}

.btn-navy svg {
    width: 1rem;
    height: 1rem;
    margin-left: 0.25rem;
    transition: transform var(--transition-base);
}

.btn-navy:hover svg {
    transform: translateX(4px);
}

.btn-outline-navy {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    border-radius: 0.375rem;
    font-size: 0.875rem;
    font-weight: 600;
    padding: 0.75rem 1.5rem;
    background: transparent;
    color: var(--primary-navy);
    border: 2px solid var(--primary-navy);
    transition: all var(--transition-base);
}

.btn-outline-navy:hover {
    background-color: var(--primary-navy);
    color: var(--text-white);
}

.btn-outline-navy svg {
    width: 1rem;
    height: 1rem;
    margin-left: 0.25rem;
    transition: transform var(--transition-base);
}

.btn-outline-navy:hover svg {
    transform: translateX(4px);
}

/* ========== STANDARDS SECTION ========== */
.standards-section {
    padding: 3rem 0;
    background-color: var(--text-gray-100);
}

.standards-card {
    background: #ffffff;
    border-radius: 0.75rem;
    padding: 3rem;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-light);
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.standards-card .section-title {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.standards-card .section-subtitle {
    font-size: 1rem;
    margin-bottom: 2rem;
}

.standards-logos {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.standard-badge {
    padding: 0.75rem 1.5rem;
    background: var(--text-gray-100);
    border-radius: 0.5rem;
    font-weight: 700;
    color: var(--primary-navy);
    font-size: 0.875rem;
    letter-spacing: 0.05em;
    border: 1px solid var(--border-light);
}

/* ========== CTA SECTION ========== */
.section-cta {
    position: relative;
    padding: 5rem 0;
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--primary-navy-dark) 100%);
    text-align: center;
    overflow: hidden;
}

.section-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--accent-gold), var(--accent-gold-light), var(--accent-gold));
}

.section-cta .section-title {
    color: var(--text-white);
    margin-bottom: 1rem;
}

.section-cta .section-subtitle {
    color: var(--text-gray-300);
    margin-bottom: 2rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* ========== SERVICE CARDS WITH IMAGES (Investment page) ========== */
.service-card-image {
    height: 220px;
    overflow: hidden;
    border-radius: 0.75rem 0.75rem 0 0;
}

.service-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.service-card:hover .service-card-image img {
    transform: scale(1.05);
}

.service-card.with-image {
    padding: 0;
    overflow: hidden;
}

.service-card.with-image .service-card-content {
    padding: 2rem;
}

/* ========== FEATURES BAR (Investment page) ========== */
.features-bar {
    padding: 4rem 0;
    background-color: var(--text-gray-100);
}

.features-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
}

@media (min-width: 768px) {
    .features-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.feature-card {
    background: #ffffff;
    padding: 2rem;
    border-radius: 0.75rem;
    box-shadow: var(--shadow-lg);
    text-align: center;
    transition: all var(--transition-base);
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.feature-card-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    font-size: 1.75rem;
}

.feature-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 0.75rem;
}

.feature-card p {
    color: var(--text-gray-600);
    font-size: 0.95rem;
    line-height: 1.6;
}

/* ========== MOBILE MENU OVERLAY (matches original JS) ========== */
.mobile-menu-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.5);
    z-index: 48;
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-base);
}

.mobile-menu-overlay.open {
    opacity: 1;
    visibility: visible;
}